URQUHART Janet (Netta) Margaret Galloway, of Cupar, dearly loved wife of the late James Scott Urquhart and the late James Taylor, and dear to her loving family. First communion October 25, 1946 at St John's Church. Funeral service on Monday, February 27, in Kirkcaldy Crematorium at 12.45 p.m., to which all family and friends are respectfully invited. Family flowers only, please.